Who Can You Trust With Your Money?
Recently my wife and I went to pay a visit to our Financial Planner. We scheduled the meeting to in order to get a detailed picture of our financial situation. We went into the meeting with our financial records and excitement. After he asked a number of questions about our assests, our professions, salaries, plans, etc. he found that we could combine our debts into a nice Mortage Equity Loan. Then he crunched the numbers and spun off some facts and figures.
Making A Family Budget That You Can Stick With
Some people do a lot of compulsive buying. It may feel good now that the item has been purchased but this will all go away when the bill comes and there isn?t that much money left for savings.
Can anything be done to stop this from happening? The answer is yes. All the individual has to do is make a budget plan that everyone in the household will follow.
The objective of the family budget is to spend less than how much the individual is actually earning. This could be from the salaries of the spouses and any other investments such as stocks or properties being leased out which is income generating.
Are You Making These 5 Money Mistakes?
Lots of people want more financial prosperity in their lives. And yet most continually sabotage that desire without realizing it! Be aware of these five big money mistakes we make in attracting & allowing more of it into our lives:
1 - Worrying about money. If you’re familiar with the law of attraction, you know you get what you worry about. Worry about money, and you’ll get more to worry about! This is the numero uno culprit to being financially strapped for most people. (And trust me, it is work to be financially strapped!)
It’s A Booming Time For Business
The first wave of Baby Boomers turned 60 this year and as many approach the traditional retirement age of 65 they are finding that (a) they are still vibrant and don’ t want to stop working; and/or (b) their life expectancy has been extended and they will be dead broke long before they are dead and gone.
As a result Baby Boomers are not slowing down now that they’re approaching what once would have been considered their golden years. If you were a man you expected to retire at 65 and die at 75; and if you were smart you banked enough dough to see you comfortably through that stretch. We figured we’d get at least 10 good leisurely years before the grim reaper shows up without having to worry about money. Turns out, we were wrong.
What’s Your Cappuccino Factor?
You?ve got a secret. It may be a small one but it?s lurking there. It follows you around and you hardly even notice. How do I know? Because we all have one. We all have something that we hardly even think about because it?s become a regular habit.
What is it for you? A Medio Latte to give you that kick start every morning? Or a Grande Skinny Cappuccino for that extra zing in the late afternoon? How about that White Chocolate and Raspberry Muffin that you just have to have at eleven o?clock? Or even a copy of the latest celebrity gossip magazine, a bar of chocolate or a pack of cigarettes. If you can find a small habit that you?d be willing to change for the sake of your financial future then you?re away. Let?s call this your Cappuccino Factor.
Kathy Griffin’s Take On Financial Planning
Kathy Griffin has some wise insight on finances and money management. If you listen to her advice you may find yourself in a much better financial situation and if you don?t listen to her advice she my make fun of you on her show someday!
During an episode of My Life on The-D List, Kathy Griffin?s reality show, she made wise cracks about actors and actress and their finances. Kathy?s comment was that she hates it when she hears actors and actresses say, ?I don?t do the ?business thing?. I am an actor.? Kathy?s sarcastic, yet true, remark about why this bothers her is that ?business thing? is PART OF YOUR JOB. You need to learn the business end of things. You, as an actor or actress, are your own business and have to run your professional life and personal finances as a business.
3 Ways To Curb A Money Spending Problem
Nobody likes to talk about it, but a lot of people have a serious problem with their money. They spend more than they make. Use these three steps to stop your money spending problem before it gets you into too much trouble!
Symptoms of a money spending problem:
War Is Peace Good Is Bad Credit Is Wealth
George Orwell?s ?doublespeak?, though more evident today on one hand, passes more often as truth, on the other. War is peace? Good is bad? Reality is manipulated in an attempt to control perception. ?Credit is wealth? is the same sort of lie but believed by millions.
Credit and wealth are as opposite as night and day. But because of successful marketing, they have become one and the same in the minds of millions. When credit is considered wealth, quality of life and personal freedom gradually slip away and are replaced by doing whatever it takes to meet the ferocious demands of mounting debt service.
Are You Expecting A Tax Refund This Year?
If you are expecting a tax refund this year, you might want to consider visiting your Human Resource or Payroll Department and adjusting your Form W-4. By changing your W-4 withholdings so that you get more money each pay period and less of a refund next year, you might get some extra money to use in your pocket.
Here are some budgeting ideas to consider if you are expecting a tax refund this year:
Financial Planning For Good Financial Health
Financial planning is a critical aspect of good financial health. If you don?t plan ahead while you are living in the present, you may not reach your goals of the future, whether they include asset management or retirement funds. A financial planner looks at the big picture: your future.
He or she has many years of experience in assisting people reach their goals. You can always perform these services for yourself, but if you don?t have extensive financial management training, you may not be doing the best things for yourself in the long run. Sometimes you cannot find the best way on your own and a financial advisor can present many options from which to choose.