To Reach Your Goal Of Making A Million Dollars You Must Stay Laser Focused

The only way to reach a goal is to continue to work hard with determination and tenacity until you reach it. Think of it as a race, the faster you run (the more money you save and invest) the quicker you reach the finish (the quicker you have a million dollars). Pace yourself, we learned from Aesop that slow and steady wins the race. Don’t sprint for a week and give up because you are tired, stick with it. Find a pace a saving consistently that you can stick to. Start out with a small percentage of your income and increase it gradually as you able. It is not as important to sock away $4000 dollars one day, but rather more important that you make saving and investing a regular habit. It should become just another thing that you add to your daily routine, saving money can and will become as easy as getting dressed and shaving.

August 9, 2009 | Filed Under Finance | Leave a Comment 

3 Ways To Curb A Money Spending Problem

Nobody likes to talk about it, but a lot of people have a serious problem with their money. They spend more than they make. Use these three steps to stop your money spending problem before it gets you into too much trouble!

Symptoms of a money spending problem:

  • You feel guilty when you spend money - even if it?s on legitimate purchases.
  • You lie to your spouse about how much you?ve spent.
  • You have increasing amounts of credit card (consumer) debt.
  • You don?t know how much money you?ve spent on clothes, food, entertainment, etc.

  • July 31, 2009 | Filed Under Finance | Leave a Comment 

    Budgeting Tip Give Every Dollar A JOB

    If someone were to ask me to give them one piece of advice regarding their money I would tell them one thing (and I wouldn?t hesitate at all in telling them): Get on a written budget.

    And if that someone wanted a tip about budgeting specifically, I would tell them one thing (and I wouldn?t hesitate at all in telling them): Give every dollar a job.

    Some other budgeting tips may be to make it simple, ensure that both spouses (if married) are on board, write down everything, etc. But the grand-daddy of all esteemed budgeting strategies is give every one of those grubby little dollars a job to do.

    July 3, 2009 | Filed Under Finance | Leave a Comment 

    To Reach Your Goal Of Making A Million Dollars You Must Stay Laser Focused

    The only way to reach a goal is to continue to work hard with determination and tenacity until you reach it. Think of it as a race, the faster you run (the more money you save and invest) the quicker you reach the finish (the quicker you have a million dollars). Pace yourself, we learned from Aesop that slow and steady wins the race. Don’t sprint for a week and give up because you are tired, stick with it. Find a pace a saving consistently that you can stick to. Start out with a small percentage of your income and increase it gradually as you able. It is not as important to sock away $4000 dollars one day, but rather more important that you make saving and investing a regular habit. It should become just another thing that you add to your daily routine, saving money can and will become as easy as getting dressed and shaving.

    June 24, 2009 | Filed Under Finance | Leave a Comment 

    Creating A Home Budget Step By Step

    The other day I received an email from a guy who was looking for some help with his budget. What he really wanted was to run his family like a business.

    While I think it?s a great idea to have the mindset that your family does operate with a bottom-line (that can?t or shouldn?t be masked by credit cards and borrowing beyond your means), you also need to remember that creating a home budget needs to be simple - and stay simple.

    June 19, 2009 | Filed Under Finance | Leave a Comment 

    My Personal Financial Coach &amp Why I Chose Bruce Lloyd Bradshaw

    ?Nine Notes on Wearing the Pants? Part III

    My Personal Financial Coach is an unlikely choice in some ways, and I think, a brilliant choice in others. A Viet Nam War veteran who graduated with a degree in Biomedical Engineering from Western Wisconsin Technical College, Bruce has studied plenty of Life Lessons Learned in order to make his own way into the world of financial advising. After surviving two years, 9 months and 27 days of active duty with the US Army as a UH-1 Helicopter Crew Chief, he came back from Viet Nam and Thailand to build another life. His first marriage was a casualty of the war, and his career in engineering would also turn out to be full of landmines. He has survived a heart attack at 41 and the death of a child, a son, at 17.

    June 18, 2009 | Filed Under Finance | Leave a Comment 

    Rainy Day Fund Basics Quelling The Normal Financial Storms Of Life

    One of the big reasons people don?t budget is because they get hammered by unexpected expenses. Perhaps you?ve experienced the same thing. Your budget has been going well for, oh, about 19 minutes, then ?WHAM!? You need to pay the car insurance premium. Oh, and property taxes are due. Did I mention your daughter?s annual dance recital fee needs to be paid by Thursday? The oil needs to be changed. It?s also time for a transmission flush. Enter the rainy day fund.

    April 17, 2009 | Filed Under Finance | Leave a Comment 

    3 Ways To Curb A Money Spending Problem

    Nobody likes to talk about it, but a lot of people have a serious problem with their money. They spend more than they make. Use these three steps to stop your money spending problem before it gets you into too much trouble!

    Symptoms of a money spending problem:

  • You feel guilty when you spend money - even if it?s on legitimate purchases.
  • You lie to your spouse about how much you?ve spent.
  • You have increasing amounts of credit card (consumer) debt.
  • You don?t know how much money you?ve spent on clothes, food, entertainment, etc.

  • March 19, 2009 | Filed Under Finance | Leave a Comment 

    Frugality Is Flawed

    From a personal development point of view frugality as a lifestyle is flawed. It is not flawed in the sense that it does not work, but it is flawed because it makes you aim your focus at the wrong things.

    March 17, 2009 | Filed Under Finance | Leave a Comment 

    Creating A Home Budget Step By Step

    The other day I received an email from a guy who was looking for some help with his budget. What he really wanted was to run his family like a business.

    While I think it?s a great idea to have the mindset that your family does operate with a bottom-line (that can?t or shouldn?t be masked by credit cards and borrowing beyond your means), you also need to remember that creating a home budget needs to be simple - and stay simple.

    March 1, 2009 | Filed Under Finance | Leave a Comment 

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