Financial Planning For Good Financial Health

Financial planning is a critical aspect of good financial health. If you don?t plan ahead while you are living in the present, you may not reach your goals of the future, whether they include asset management or retirement funds. A financial planner looks at the big picture: your future.

He or she has many years of experience in assisting people reach their goals. You can always perform these services for yourself, but if you don?t have extensive financial management training, you may not be doing the best things for yourself in the long run. Sometimes you cannot find the best way on your own and a financial advisor can present many options from which to choose.

July 24, 2009 | Filed Under Finance | Leave a Comment 

Retirement Planning For Recent College Grads

So you?ve survived college. You head out into the working world with your fresh diploma in hand and land a plum job making more money than you could?ve ever imagined. Your first instinct is to go get that big screen TV or plush ride that you?ve been eyeballing for the past year. After all, why not? You?re making the cash now, you can afford it, can?t you? But wait. Before you take the plunge on that big ticket item, practice that old safety adage they taught you way back in elementary school about crossing the street: ?Stop, look and listen.?

July 18, 2009 | Filed Under Finance | Leave a Comment 

Retirement Planning For Recent College Grads

So you?ve survived college. You head out into the working world with your fresh diploma in hand and land a plum job making more money than you could?ve ever imagined. Your first instinct is to go get that big screen TV or plush ride that you?ve been eyeballing for the past year. After all, why not? You?re making the cash now, you can afford it, can?t you? But wait. Before you take the plunge on that big ticket item, practice that old safety adage they taught you way back in elementary school about crossing the street: ?Stop, look and listen.?

July 16, 2009 | Filed Under Finance | Leave a Comment 

Retirement Planning For Recent College Grads

So you?ve survived college. You head out into the working world with your fresh diploma in hand and land a plum job making more money than you could?ve ever imagined. Your first instinct is to go get that big screen TV or plush ride that you?ve been eyeballing for the past year. After all, why not? You?re making the cash now, you can afford it, can?t you? But wait. Before you take the plunge on that big ticket item, practice that old safety adage they taught you way back in elementary school about crossing the street: ?Stop, look and listen.?

June 28, 2009 | Filed Under Finance | Leave a Comment 

Five Golden Rings: Wise Counsel About Robust Retirement

My uncle, Arthur F. Jurack, died at 92 , April 14, 2006, early on Good Friday morning. Our family all believe that he will enjoy Easter, in eternal joy at last, with his wife Maud, who died in 2000. Of her he often said, ?I had a 60 year marriage and a 70 year romance.?

April 30, 2009 | Filed Under Finance | Leave a Comment 

5 Ways To Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I?m not sure an entire book is needed on the subject?there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities?This is a reductio absurdum argument, meant to spur an opposing realization.)

#1: Buy everything, yes, everything

April 27, 2009 | Filed Under Finance | Leave a Comment 

4 Easy Ways To Save $160 A Month At Work

Without completely changing your work lifestyle, here are four ways to save at least $160 per month.

Say Sometimes to Starbucks
We love our coffees, latt?s, and cappuccinos. Whether it?s Starbucks, Peet?s Coffee, Panama Bay, or a favorite local coffee shop, you can bet you?re spending at least three dollars for every drink. While many studies are showing Americans are grabbing latt?s two or more times a day, let?s assume you only pick up coffee only once on your way to work. That means you would spend fifteen dollars each week. Ok, so fifteen dollars isn?t so much, until you multiply that by four weeks. In just one month, you have spent $60 just on coffee. Yikes! That?s SIXTY dollars! And this is assuming you don?t tip, never buy more than one coffee a day, and it actually only costs three dollars.

April 14, 2009 | Filed Under Finance | Leave a Comment 

Retirement Planning For Recent College Grads

So you?ve survived college. You head out into the working world with your fresh diploma in hand and land a plum job making more money than you could?ve ever imagined. Your first instinct is to go get that big screen TV or plush ride that you?ve been eyeballing for the past year. After all, why not? You?re making the cash now, you can afford it, can?t you? But wait. Before you take the plunge on that big ticket item, practice that old safety adage they taught you way back in elementary school about crossing the street: ?Stop, look and listen.?

April 8, 2009 | Filed Under Finance | Leave a Comment 

‘Budget’ Is A FourLetter Word Create A Spending Plan You Can Live With

‘Budget’ is a four-letter word when it comes to your personal finances, but face it–if you don’t decide ahead of time what’s most important to you, it’s easier than pie to slip into that nearly-impossible-to-break habit of living bigger than your paycheck. Use these tips to get started on creating a roadmap toward your financial success!

April 4, 2009 | Filed Under Finance | Leave a Comment 

Live Green Save Green!

Have you seen the recent article on a new ?green? residential high rise in Battery Park? It?s called The Solaire. For a look at the hopeful future of architectural efficiency, check out the myriad of cost saving and environmentally-friendly features of the building:

http://www.batteryparkcity.org/concept/green

The article got me thinking of ways to help you personally benefit from being environmentally-friendly, without having to re-locate! I?ve come up with two areas worth consideration.

(1) Tax Credit for the Purchase of a Hybrid Vehicle

New owners may write off $2,000 of the purchase price of the following models:

March 16, 2009 | Filed Under Finance | Leave a Comment 

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